Move My Auto Loan Lower Payments. Extra Cash. More Flexibility.

Give Your Auto Loan a Fresh Start
Make the smart move—transfer your auto loan to WorthCU today! When you make the switch, you’ll receive $200 cash, enjoy the potential for a lower monthly payment, rates as low as 3.99%*, and skip your first payment for 90 days. It’s easy to apply, and the savings can start right away.
Refinance your auto (to us) ... and we'll give you $200 CASH*
Why Should You Refinance?
Your current auto loan might not be your best option anymore.
- Potentially Lower your Payment: A lower interest rate or different loan term could help reduce your monthly payment.
- Get $200 Cash Back: Receive a cash reward when you refinance a qualifying auto loan.
- Delay Your First Payment: Eligible borrowers cane enjoy up to 90 days before their first payments is due.
- Explore Better Loan Terms: Explore repayment options that better fit your current budget and financial goals.

Ready to Make the Move?
Your next auto loan could come with more benefits. Start your refinance application today and see what Worth Credit Union can offer.
FAQs
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What does "first payment deferred up to 90 days" mean?
Your first loan payment isn't due for up to 90 days after your loan closes. Interest still accrues during that period, so you're not paying for those months for free, but you get breathing room before payments start.
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Is the $200 cash back offer available on new auto loans?
No. The $200 cash back offer applies only to auto loans refinanced to Worth Credit Union through the Move My Loan program, and requires a minimum loan amount of $10,000.
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Do I have to be a Worth Credit Union member to refinance or get a new auto loan?
Yes, membership eligibility is required for all Worth Credit Union loan products. You can join if you live, work, or attend school in Tarrant, Parker, Johnson, or Denton county, or if you're a family member of a existing member. Opening your account takes $5.
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How do I start the auto refinance process with Worth Credit Union?
Important Application Note:
To complete your auto loan transfer, please provide the following details in the comment box at the end of the application:
Lien Holder Phone Number
Loan Account Number