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Move My Auto Loan Lower Payments. Extra Cash. More Flexibility.

Lady in a yellow shirt driving new car

Give Your Auto Loan a Fresh Start


Make the smart move—transfer your auto loan to WorthCU today! When you make the switch, you’ll receive $200 cash, enjoy the potential for a lower monthly payment, rates as low as 3.99%*, and skip your first payment for 90 days. It’s easy to apply, and the savings can start right away.

Refinance your auto (to us) ... and we'll give you $200 CASH*

Move my loan now

Why Should You Refinance? 

Your current auto loan might not be your best option anymore. 

  • Potentially Lower your Payment: A lower interest rate or different loan term could help reduce your monthly payment. 
  • Get $200 Cash Back: Receive a cash reward when you refinance a qualifying auto loan. 
  • Delay Your First Payment: Eligible borrowers cane enjoy up to 90 days before their first payments is due. 
  • Explore Better Loan Terms: Explore repayment options that better fit your current budget and financial goals. 

 

Couple smiling and dancing in the car

Ready to Make the Move? 

Your next auto loan could come with more benefits. Start your refinance application today and see what Worth Credit Union can offer. 

Already a member?

Log into Online Banking and select “Open an Account.” Once you’re logged in, your information will be automatically filled in.

Not a member?

Click here to move your auto loan. 

FAQs

Important Application Note:


To complete your auto loan transfer, please provide the following details in the comment box at the end of the application:

  • Lien Holder Phone Number

  • Loan Account Number

     

*This offer applies to qualifying auto loans refinanced from another lender to Worth Credit Union. Rates start as low as 3.99% APR, and the minimum refinanced loan amount is $10,000. The offer is subject to credit approval and Worth Credit Union’s lending policies. Your Annual Percentage Rate and loan terms may vary based on your creditworthiness, vehicle, and loan term.
 
** Applicants will qualify for the 90-day delay in the first payment: Eligibility is subject to Worth Credit Union’s underwriting guidelines. Interest accrues during the payment deferral period, if applicable. Deferring the first payment may increase the total interest paid over the life of the loan.
 
*** APR = Annual Percentage Rate. The $200 cash back offer applies to qualifying auto loans refinanced from another lender to Worth Credit Union with a minimum refinanced loan amount of $10,000. Existing Worth Credit Union loans are excluded from this offer. Offer and rates are subject to change. Other terms and conditions may apply. Worth Credit Union membership eligibility is required. Visit worthcu.org for membership information.