Credit Confidence Starts Here
Benefits of Credit Score
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Mobile Access
Mobile Access
Manage your credit on the go.Stay in control with instant access to your credit score, real-time alerts, and detailed monitoring—anytime, anywhere. Whether you're tracking changes or just keeping an eye on things, it’s all at your fingertips from your smartphone or tablet.
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Detailed Budget Analysis
Detailed Credit Score Analysis
Understand your credit–down to the details.Get real-time access to your most up-to-date credit report, complete with detailed insights—so you can stay informed, spot issues early, and take control of your financial future.
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Accurate Credit Report
Accurate Credit Report
Your full credit picture, in one place.Get real-time access to your most up-to-date credit report, complete with detailed insights—so you can stay informed, spot issues early, and take control of your financial future.
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Score Simulator
Score Simulator
What if? Now you’ll know.Test different financial decisions—like paying down debt or opening a new account—to see how they could impact your credit score before you make a move.
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Set Financial Goals
Set Financial Goals
Plan it. Track it. Achieve it.Whether you're aiming to boost your score, pay off debt, or save for a big purchase, set customized goals and monitor your progress along the way.
4 Ways to Improve your Credit Score
Your credit score is a key part of your financial health–it impacts everything from getting approved for loans to the interest rates you pay.
By signing up to monitor your credit score, you can stay informed, catch errors early, and take control of your financial future with confidence. Don’t leave your credit to chance–start tracking it today!
Login to Online Banking to enroll today!
FAQs
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How do I enroll and get my credit report?
Already a member? Log In Now
New here? Join Today– it only takes a few minutes!Using the Mobile App?
- Log in to your Online Banking account.
- Tap the "Credit Score" tab on the bottom menu.
- Follow the onscreen instructions.
That’s it—enjoy instant access to your up-to-date credit report!
Using a Web Browser?
- Log in to your Online Banking account.
- Click on "Additional Services" in the top menu.
- Select "Credit Score" from the dropdown.
- Follow the prompts to view your detailed credit report.
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How can I view my credit score?
Checking Your Credit Score is Simple
All you need to do is log in to your WorthCU account.Using the Mobile App?
Tap the “Credit Score” tab located in the bottom menu.Using a Web Browser?
- Log in to your WorthCU account.
- Click “Additional Services” in the top menu.
- Scroll down and select “Credit Score.”
It’s that easy—get instant access to your current, accurate credit report!
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Who is eligible to enroll for Savvy Money?
Every WorthCU member is eligible to enroll in SavvyMoney and unlock instant access to their credit score—at no cost!
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What is Credit Score?
Credit Score helps you stay on top of your credit by providing your latest credit score and report and understanding key factors that impact the score. It also monitors your credit daily and informs you by email if any significant changes are detected, such as a new account being opened, a change in address, employment, delinquency, or inquiry has been reported.
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Will accessing Credit Score "ding" my credit and potentially lower my credit score?
Credit Score is a soft inquiry which does not affect your credit score.
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How often is the credit score updated?
The credit score will be updated every seven days and displayed in your WorthCU Mobile app and Online Banking. You can click "refresh score" as often as every 24 hours for an updated score.
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Will WorthCU use Credit Score to make loan decisions?
WorthCU uses its own lending criteria for making loan decisions.