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Personal Loan Money when you need it, how you need it

Couple signing documents

At WorthCU, we take your finances personally. That's why our Personal Loans come with flexible terms and competitive, low rates- designed to fit your needs, your budget, and your life. Whatever your goals, we’re here to help you reach them with the right lending solution. 

Signature Loan

Need extra cash for home projects, travel or unexpected expenses? Our signature loan gives you the flexibility you need- borrow up to $20,000 with a low fixed rate and affordable terms that fit your budget. Plus, enjoy an extra 0.50% rate discount when you set up automatic payroll deduction. Use the funds however you need-no collateral required. 

  • Borrow up to $20,000
  • Fixed rates and flexible repayment options
  • 0.50% rate discount with payroll deduction

Already a member? Log into ONLINE banking and click "Open an Account." Your information with automatically fill in. 
New to WorthCU? Apply Now and get started today.  

View Loan Rates

RATES

Savings Secured Loan

Looking to build or rebuild credit while keeping your savings intact? A Savings Secured Loan lets you borrow against your WorthCU Savings, Cash Management, or CD account, so you get a low rate while still earning dividends on your funds. It's a smart, secure way to manage expenses and grow your credit history with confidence. 

  • Use your own savings as collateral
  • Keep earning dividends while you borrow
  • Great for building or maintaining credit

Already a member? Log into ONLINE banking and click "Open an Account." Your information with automatically fill in. 
New to WorthCU? Apply Now and get started today.