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Home Equity Loans

Turn Your Home’s Equity Into Opportunity

Your home is more than just a place to live—it’s one of your most valuable financial assets. At Worth Credit Union, we make it easy to put that equity to work with options like a Home Equity Loan or a Home Equity Line of Credit. Whether you’re planning a renovation, consolidating debt, paying for education, or simply need financial flexibility, we’re here to help.

With competitive rates, flexible solutions, and the trusted service you expect from your credit union, we’ll work with you to make the most of your home’s value and reach your goals with confidence.

Couple renovating their house

Home Equity Loan

Turn the equity in your home into cash for the things that matter most—whether it’s remodeling your kitchen, consolidating debt, or even taking a dream vacation. With a Home Equity Loan from WorthCU, you can borrow up to 80% of your home’s fair market value and enjoy the stability of a fixed rate and predictable monthly payments. We offer both first and second lien options, giving you flexibility to choose the loan that best fits your needs.

Already a member? Login to Home Banking for a easier application process. Your information with automatically fill in. 

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Family walking towards their house

Home Equity Line of Credit (HELOC)

With a Home Equity Line of Credit (HELOC), you can tap into the value of your home whenever you need it—without the hassle of reapplying. Enjoy the flexibility of borrowing, repaying, and borrowing again, all through a convenient revolving line of credit.

Our variable-rate HELOC is available on your primary residence located within 100 miles of Tarrant, Denton, Parker, or Johnson County. You can borrow up to 80% of your home’s fair market value and access funds easily whenever the need arises. Simply stop by any WorthCU office to “draw” from your available credit, with a minimum advance of $4,000.

Already a member? Login to Home Banking for a easier application process. Your information with automatically fill in. 

Online Banking