Our Story
Our Mission
Forward, friendly, financially sound & always for our members.
Worth Credit Union strives to be the premier financial institution—one where our employees are proud to work and our member-owners are proud to do business. Everything we do is intended to benefit people—our member-owners, employees, and community. We demonstrate this commitment through our legacy as pioneer leaders in the cooperative credit union movement. We value our employees and volunteers and recognize their vital contributions to the financial success of our member-owners.
Who Can Join?
Worth Credit Union proudly serves individuals who live, work, or attend school in Tarrant, Parker, Johnson, or Denton counties, offering them access to a full range of financial products, personalized service, and the many benefits of credit union membership.
Your Membership Starts Here!
WorthCU History
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Worth Credit Union (originally Fort Worth Federal Employees Federal Credit Union) was established in 1940 to serve government employees in Fort Worth, Texas. Over the decades, the credit union expanded its services and reach significantly. By the 1970s, the organization adopted its first online computer system, launched monthly dividends, and opened its first branch in Richland Hills. The 1980s and 1990s marked rapid growth with additional branch openings, the introduction of mortgage loans, credit cards, and ATM services, as well as the adoption of a new mission and modernized branding. In 2001, the credit union officially changed its name to Fort Worth Community Credit Union and transitioned from a federal to a state charter, expanding membership eligibility to anyone who lives, works, or attends school in Tarrant, Denton, Parker, and Johnson County.
In the early 2000s, WorthCU continued to modernize with innovations like 24/7 loan approvals, home banking, and mobile banking apps. The Bedford headquarters opened in 2002, and additional branch offices followed in rapidly growing areas like Burleson, Flower Mound, and Weatherford. With a strong focus on technological enhancements, the credit union rolled out services like instant issue debit cards, Apple Pay, and chip-enabled cards. By 2018, membership exceeded 87,000 and assets surpassed $936 million. WorthCU’s growth and longevity are a testament to its ongoing commitment to delivering secure, friendly, and competitive financial services to its members and communities.
Board of Directors and Audit Committee
Our Board of Directors and Audit Committee play a vital role in guiding the strategic direction and financial integrity of Worth Credit Union. Comprised of dedicated volunteers elected by our membership, the Board of Directors works to ensure that our mission, values, and goals are upheld in every decision we make. Alongside them, the Audit Committee provides independent oversight of the credit union’s operations, internal controls, and compliance practices to help maintain transparency, accountability, and member trust. Together, they represent the voice of our members and uphold the cooperative principles that have shaped WorthCU since its founding.
View Our Current Annual Report
View reportWhy We Exist
Since 1940, WorthCU has offered an assortment of services to compliment the lifestyles of all members.
WorthCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At WorthCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be forward, friendly, financially sound & always for our members!
Upon request, members of WorthCU may review: balance sheet, income statements, summary of annual audit, form 990, articles of incorporation, bylaws, and Board policies.
