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Youth Savings

As a parent, you want to give your child every opportunity to succeed. That includes teaching them the value of money—how to earn it, how to save it, and how to grow it. At WorthCU, we make that journey simple, fun, and meaningful with our Youth account, designed for children ages 0–12.

This isn’t just a place to park their allowance—it’s a hands-on experience in financial responsibility, guided by you and supported by a credit union that puts families first.

Parents playing in the living room with their 2 kids

Earns Interest

No Monthly Service Fees

Online Banking

Only $5 to Open an Account

Scheduled Allowance Transfers

Young girl on her dads back, playing outside

What makes us different?

We’re not a big bank. We’re a credit union that believes in community, family, and financial education from the ground up. When you open a Youth Savings account, you’re not just helping your child save—you’re helping them thrive.

Our mission is to raise a generation of financially capable young adults. That starts with parents like you making the intentional choice to build healthy habits early.

Friendly and easy to use for banking. Had the kids open their first bank account here when they got their first job. The account representative took time to provide education for the kids about keeping track of the account and balancing deposits and debits regularly. Been a good banking experience.

Eva
Member Since 2019
Worth Credit Union Employee pointing

Open Your Youth Account Today

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Financial Education FOR KIDS

Parents teaching kid

Money Smart for Young People

FDIC Money Smart for Young People features four free age-appropriate curricula that promote financial understanding and are specifically designed for pre-kindergarten through 12th grade educators.

Kid on the computer with headphones on

MoneyTime Kids

Online financial literacy course for kids that teaches the basics of money—like saving, spending, and sharing—through fun, interactive lessons and engaging characters.

Family on couch with ipad

Financial Education

Providing financial literacy for kids helps them understand the value of money and learn how to make smart financial choices—starting at a young age, with help from their favorite Sesame Street friends. 

WorthCU’s Youth Account: Where Good Money Habits Begin

Open a Youth Savings account today and give your child more than a place to save.
Give them confidence, independence, and a solid financial foundation that will last a lifetime.