eStatement Disclosure

This disclosure (pursuant the Electronic Signatures in Global and National Commerce Act – ESIGN) documents your consent to electronically receive statements, notices and other communications that are relative to your account(s). The disclosure also describes your rights relative to electronically receiving these documents as well as consequences of withdrawing your consent. We recommend you print and retain a copy of this disclosure and all the disclosures and agreements you receive.  

Communications means any periodic statement, year‐end tax statement, disclosure, notice, or other information related to your account(s), including but not limited to information that we are required by law to provide to you in writing.

 Scope of Communications to Be Provided in Electronic Form. By selecting the "I Agree" acknowledgment on this page, you agree that we may provide you with any Communications relating to your account(s) in electronic format, and that we may discontinue sending paper Communications to you, unless and until you withdraw your consent as described below. Your consent to receive electronic Communications includes, but is not limited to: 

• Periodic disclosures or monthly billing statements for your account(s).
• Periodic balance and transaction activity statements for your account(s).
• Notices or disclosures about a change in the terms of your account(s) or associated payment feature.
• Notices or disclosures that are required by law to be provided to you in writing.
• Privacy policies and notices. 

Method of Providing Communications to You in Electronic Form. All Communications that we provide to you in electronic form will be provided either (1) via email at the email address you provide to us, (2) by access to a website that we will designate in an email notice we send to you at the time the information is available, or (3) to the extent permissible by law, by access to a website that will generally be designated in advance for such purpose. 

How to Withdraw Consent. You can withdraw your consent at any time by calling us or writing us at the number or address listed below. 

How to Update Your Records. It is your responsibility to provide us with true, accurate and complete email address, contact, and other information related to this disclosure and your account(s), and to maintain and update promptly any changes in this information. You can update such information (such as your email address) in Home Banking on our website (www.ftwccu.org) or by contacting us.